AFS is the global leader in commercial lending solutions. With nearly 40 years of experience, a track record of reliable execution and a legacy of excellence, we partner with the world's top banks to build lending processes based on a straight-through model and on-demand technology and services.

The AFS Vision
AFS provides competitive advantages by delivering the only fully integrated lending system designed to process any type of loan (consumer, business banking, commercial, commercial real estate and other specialty lines of business and capital markets). It uses straight-through processing from origination through decisioning, closing, booking, servicing, recovery, reporting, and securitization. Because AFS' single system solution is unique, clients are advantaged in terms of operating costs, ability to identify and manage process exceptions, and enterprise wide data integrity to drive portfolio and line of business revenue.

Similarly, AFS offers a comprehensive, multifaceted treasury management program. It includes:

	Continuous improvement of the treasury management function
	AFS expertise and ability to execute
	Industry best practices

The combined deployment of the AFS lending, payments and treasury management solutions maximizes clients' earning assets.

How We Work: Our Mission
Our mission is to provide solutions that assist banks to:

	Streamline the Credit Process
	Support Basel II and Regulatory Compliance
	Improve the Ability to Service Customers
	Maximize Revenue Potential
	Maximize Profitability
	Provide Effective Portfolio Management
	Improve Data Quality
	Enable Consolidation of Operations and Technology
	Preservation and More Efficient Use of Capital

Our focus and approach have been developed and honed from our mission that is committed to leveraging our clients' efficiency, accuracy, reliability and profitability.

AFS is headquartered in Exton, PA, a suburb of Philadelphia and has regional offices in Arkansas, California, Illinois, North Carolina, New Jersey and a European Subsidiary/EMEA Head Office in Vienna, Austria. The firm remains privately held under the leadership of Jim Greenwood, Chairman and CEO, and John Shain, President.

Directions to Corporate Headquarters