AFS Automates and Integrates Large Bank's Loan Operations for Greater Competitive Advantage

With growth as their highest priority, one of AFS' large bank clients, a more than $40 billion financial institution, began aggressively building relationships with small business and middle market customers in addition to increasing return on capital and managing margins. But when the Bank realized their plans for growth were threatened by the challenges of decentralization and manually driven loan operations, they turned to AFS for help. AFSSolutionTM exceeded their expectations by delivering centralized information, improving loan processing efficiencies, reducing risk, and increasing deal flow. Challenge   Decentralized and manually driven loan origination and processing operations detracted from sales time. The bank needed a fully standardized, integrated and automated solution for commercial loan origination, approval, booking, servicing, and reporting. Solution   AFSSolution: AFS Origination AFS Paralender AFS Level III AFS Lender Workstation Why AFS   AFS offers a single-threaded origination and multidimensional accounting engine that enables automated loan origination to integrate with loan accounting processing. Bottom-line Value   Increased Revenue Increased sales growth and market penetration Increased deal flow and cross-selling Increased interest income and fee-based revenue Decreased Cost More loans processed at a lower cost per loan Competitive Advantage Centralization of information from disparate systems Improved efficiency of the lending process Reduced risk and improved risk management

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