AFSCommerce® Fosters Explosive Growth at Startup Bank

Created to meet the needs of growing businesses in the Southwest, one of AFS' bank customers launched in 1998 with initial capitalization of $80 million, rendering it the largest startup bank in U.S. history. Since startup, it has experienced a phenomenal annual growth rate of 25-30%. To help them sustain that growth, the Bank has chosen AFSCommerce as its core lending software solution.

Challenge

Explosive growth Expanding lending requirements of clients Accommodate the more sophisticated lending needs of new clientele Convert 1,300 commercial loans

Solution

AFSCommerce: AFS Paralender AFS Lender Workstation™ AFS Level III™

Why AFS

Complete integration of all lending functions Increased loan processing speed Value-based pricing via Application Service Provider (ASP) offering Web-based implementation is easy to use at a relatively low cost

Bottom-line Value

Increased Revenue Increased revenue via flexible loan structuring Decreased Cost Eliminated many duplicate costs Competitive Advantage Shorter sales cycle, enhanced delivery, improved end-to-end customer service