| Increased Revenue
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An AFS Case Study: Revenue Enhancement (PDF file 138 KB)
Bank gains $48 million in new revenue from existing commercial loan portfolio.
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An AFS Case Study: Float Pricing (PDF file 118 KB)
Bank raises float revenue 15%; gains $1.4 million a year in deficit fees.
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An AFS Case Study: Payments Product Management Program (PDF file 157 KB)
Strategic alliance to outsource Payments product management yields $1.2 million in annualized benefits.
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AFSCommerce® Fosters Explosive
Growth at Startup Bank
Created to meet the needs of growing businesses in the Southwest,
an AFS' bank customer launched in 1998 with initial capitalization
of $80 million, rendering it the largest startup bank in U.S.
history. Since startup, it has experienced a phenomenal annual
growth rate of 25-30%.
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| Competitive Advantage
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An AFS Case Study: AFSCommerce (PDF file 144 KB)
Viability, scalability, and functionality drive Application Service Provider (ASP) choice for lending.
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AFS Automates and Integrates Large
Bank's Loan Operations for Greater Competitive Advantage
With growth as their highest priority, one of AFS' large bank
clients, a more than $40 billion financial institution, began
aggressively building relationships with small business and
middle market customers, in addition to increasing return
on capital and managing margins.
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AFS Bank Customer Uses AFSSolution
to Automate Syndication Processes and Gain Competitive Advantage
Syndications are a growth and revenue opportunity for all
banks, and one of AFS' bank customers wanted to leverage that
opportunity. But when the Bank set out to grow its syndication
business, it knew it needed to automate its syndication processes
to be more competitive.
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AFS Bank Customer Diversifies into
Commercial Lending and Gains Significant Competitive Advantage
with AFSCommerce
One of AFS' bank customers has big plans to become a nationwide
bank and AFS is helping them get ready with AFSCommerce.
With a history dating back to 1889, this bank provides a diversified
line of products and services to consumers and small to mid-sized
businesses.
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| Cost Reduction
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An AFS Case Study: Integrated Lending Platform (PDF file 159 KB)
Consolidated consumer and commercial lending platform streamline servicing.
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An AFS Case Study: Cost Reductions (PDF file 140 KB)
Streamlined lending process cuts support costs over 60%.
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An AFS Case Study: Straight-Through Processing (PDF file 140 KB)
Bank attains 50% FTE saves in Middle Market Lending.
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An AFS Case Study: Payments Product Management Program (PDF file 101 KB)
Bank check collection cost reductions approach $4 million.
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Facing Challenges of Massive Acquisition,
an AFS Customer Uses Web-based AFSCommerce and
Retains 98% of Acquired Client Base
When one of AFS' bank clients recently acquired another bank,
it completed the largest branch acquisition in banking history
and was faced with a monumental challenge.
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AFS Bank Customer Chooses AFSSolution
to Reduce Operating Costs, Increase Loan Booking Flexibility
and Prepare for Growth
When one AFS bank customer began focusing on growing its retail,
commercial, and private banking operations, it chose AFSSolution
to propel that growth. The bank is a leading financial services
organization with combined assets of over $80 billion and
more than 430 branches.
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