AFSVision™ (Global Lending)
Overview
AFSVision™ is the only lending solution available that delivers comprehensive capabilities for managing a diverse global portfolio, easy implementation for immediate results, and scalability for future growth. The system gives you multicurrency and multilingual capabilities in multiple time zones for real-time management of your global business.
- For Corporate/Commercial
- For Syndications
- For Asset Sales and Loan Trading
- International Loans
- Letters of Credit
- For Consumer
- For Business Banking (SBA)
- For Asset-Based Lending
- For Commercial Real Estate
- For Dealer Floor Plan
| Accurate, consistent, timely information enables critical and dynamic decision-making for proactive risk management | |
| Improved customer service via ability to respond to customers on a localized basis with loan pricing flexibility, timely information and quick response | |
| Straight-through processing for maximum processing efficiencies, reduced costs and process/information control | |
| Enhanced pricing flexibility and fee options to maximize revenue opportunities | |
| Reduced loan servicing time by up to 50% | |
| Improved loan processing efficiency | |
| Reduced operating expenses | |
| Increased availability of loan and portfolio information throughout the organization | |
| Easier, more efficient and more powerful lending | |
| Significantly increased revenues via support of a large array of loan pricing and fee income options | |
| Reduced risk | |
| Enhanced customer satisfaction |
Features
| Only lending system in the world to offer real-time 24x7 processing of all loan types on a single system | |
| Provides loan, credit facilities, collateral and servicing on one integrated system | |
| Supports multi-currency lending for commitments, loans, fees, collateral, guarantees | |
| Multilingual screens, reports, billing and notifications | |
| Large portfolio processing (expanded organizational levels, unlimited levels of commitments, multiple calendars within a portfolio) | |
| Troubled debt accounting (multiple offset balances, charge-offs, write-downs) | |
| Pricing option notes (price each loan advance differently with no limit to the number of rates used, such as LIBOR, derived rates, or other market indices) | |
| Customer tracking (single customer across all banks/portfolios, customer-to-customer relationships, total customer exposure across banks/portfolios) | |
| Flexible billing (ability to unbill multiple invoices, multicurrency, multilingual billing statements) | |
| Multiple calendars for each loan | |
| Base rates for pricing, funding and insurance rates | |
| Derived base rates: higher, lower, average | |
| Real-time financial updates, currency exchanges, availability, and collateral margining |

