Risk Analysis Service (RAS) Commercial and Industrial Lending
In today's volatile banking environment, consistent and insightful information on a bank's own portfolio is fundamental to survival. However, banking leaders throughout the U.S. understand that success demands more than astute self-reflection—it requires ongoing benchmarking to the competition and the industry.
As the country's only comprehensive, industry-standard credit risk benchmark,
RAS for Commercial & Industrial Lending (C&I) addresses this need from a
vantage point that crosses portfolios. With standardized terms and key risk
parameters set and defined by a Steering Committee comprised of leading U.S.
banks, RAS C&I serves as an independent, member-driven consortium that bridges
the gap between institutional and industry-wide credit risk intelligence that drives
continuous improvement and competitive advantage.
Why RAS
Leading C&I banks rely upon RAS for gauging their performance in relation to with competitor banks and the market as a whole. The data extracted from member banks' lending systems and data warehouses delivers uncommon depth and breadth that facilitates detailed benchmarking analysis.
Comparative Data Elements
Tailored to C&I bank risk and portfolio management needs, RAS C&I risk analytics offer multi-dimensional comparisons across relevant risk metrics and segments.
RAS Workstation for C&I
Member banks access RAS data through a Web-based analytical tool—the RAS Workstation. Featuring more than 40 standard report views and almost unlimited querying and customized reporting capabilities, RAS Workstation offers multiple display methods (tabular, graphic) and also integrates easily with other presentation and analytical tools.
