Risk Analysis Service (RAS) Europe
From the May Issue of the RMA/AFS Credit Risk Benchmarks Report for 4Q08
The Risk Analysis Service (RAS) has released its 1Q09 data on commercial credit risk for 17 leading financial institutions
The Risk Management Association and Automated Financial Systems' Risk Analysis Service Fourth Quarter Metrics Reflect Borrowers' Elevated Utilization of Lines of Credit
Risk Analysis Service to Offer Commercial Credit Risk Benchmarking for Community Banks
Read what Mr. Barrento of Santander says about the Risk Analysis Service.
See what Mr. Giesecke from UniCredit has to say about the Risk Analysis Service
Take the RAS virtual tour now
In today's volatile banking environment, consistent and insightful information on a bank's own portfolio is fundamental to survival. However, banking leaders throughout Europe understand that success demands more than astute self-reflection—it requires ongoing benchmarking to competitor banks and ever-changing industry standards.
As the region's only comprehensive, industry-standard credit risk benchmark, RAS Europe addresses this need from a vantage point that crosses portfolios and borders. With standardized terms and parameters set and defined by a Steering Committee comprised of leading European banks, RAS Europe serves as an independent, member-driven consortium that bridges the gap between institutional and industry-wide credit risk intelligence that drives continuous improvement and competitive advantage.
Why RAS
RAS' success in North America catalyzed its membership growth throughout Europe, where banks immediately recognized the value of examining their performance in relation to with competitor banks and the market as a whole. The data extracted from member banks' lending systems and data warehouses delivers uncommon depth and breadth that facilitate benchmarking analysis.
Tailored to European risk and portfolio management needs, RAS risk analytics offers multi-dimensional comparisons that cross relevant data categories.
RAS Workstation Europe
Member banks access RAS data through a Web-based analytical tool—the RAS Workstation. Featuring more than 40 standard report views and almost unlimited querying and customized reporting capabilities, RAS Workstation offers multiple display methods (tabular, graphic) and also integrates easily with other presentation and analytical tools.
