What Our Clients Are Saying

"Our selection of AFS Commercial Loan Origination centered on one thing: an effective way to make the loan officer's job easier"

"I enjoyed attending this year's Educational Conference. I did receive the information about several topics I especially came for plus had good dialogue with other clients who were using the products."

"Being able to interact with other users is very beneficial. It is very helpful to hear how clients are using the technology versus just having AFS talk about the technology."

"Well-designed reports like those we receive from AFS are an enabler, a pathway to make sure that what needs doing gets done. The better the reporting, the more engagement you get by providing people with more feedback and good information."

"Great conference--always good to hear others and their successes and challenges."

"This (AFSCommerce®) agreement represents a renewed commitment to our customers to offer the most competitive lending capabilities and product sophistication available in today's market. AFS has been able to support our rapid growth, enabling Texas Capital to focus on the credit needs of its customers with the assurance that we will have the systems capabilities to support them. We have found in AFS an effective means of scaling our cost basis to ensure favorable competitive positioning for our clients."

"This upgrade (Level III, Release 8.3) reinforces Comerica's leadership position in technology, innovation, and continuous improvement. "We believe there is value in staying current with releases to provide superior loan servicing for our customers, to keep on top of ongoing enhancements, and to serve as a foundation for planning additional technology investments in the future."

"Wachovia intends to remain at the very pinnacle of risk awareness and regulatory compliance. "Wachovia is taking a pro-active response to the upcoming regulatory changes that will affect financial institutions worldwide. Not only will this upgrade (Level III, Release 8.3) support our compliance with the Advanced Management Approach (AMA) of Basel II, but we will also benefit from an ability to better manage risk, monitor total customer exposure, and improve customer responsiveness."

"AFSVision™ is not simply an enhanced version of Level III, the current AFS processing platform; it is a strategically redesigned lending system with the flexibility, transparency, and enterprise-level tools to accommodate the dynamic evolution of the commercial lending market."

"From a strategic perspective, we are committed to continue to process our loans on the AFS system."

"The AFSVision™ platform represents a noteworthy leap in loan systems and offers a compelling business case to commercial lending in terms of cost efficiency, risk management, customer service, and revenue generation, all derivable from the original premise of straight-through processing."

"Using AFS' conversion expertise enables us to leverage our own team's familiarity with the combined product set and operating environment to achieve the optimum result on behalf of our customers. We are certainly pleased to have a partner in AFS who is focused on helping us execute effectively to achieve our performance goals."

"By working with AFS on the Business Specification Document (BSD) process, we do have a better understanding of new and existing features and have identified a lot of custom code that we can eliminate. We were able to prepare an internal business case with a high degree of confidence in the estimates. As a result, we have a good roadmap to follow through the project. By participating in the BSD process, we believe both teams have a good understanding of what is needed for a successful project. The BSD process did provide a lot of benefit to us."

"AFSVision™ was designed as a holistic, solution-oriented approach and sells as a complete package, challenging the best-of-breed mindset and betting that total cost of ownership, risk management best practices, and ultimately a lower level of regulatory capital will prevail as the more successful market strategy."

"The AFSCommerce solution will allow Texas Capital Bank to further its commitment to relationship banking by increasing the speed in which loans are processed and allowing customers greater control over their finances."

"Automated Financial Systems is the market-leading commercial loan system vendor in the United States.... Known as AFSCommerce, the application service provider (ASP) model has generated interest primarily among U.S. midtier banks eager to utilize sophisticated 'best-of-breed' lending technology at a fraction of the cost of a full system implementation. AFS is well positioned to dominate the U.S. market for commercial lending technology in the longer term."

"AFS has likewise been ahead of its competition (and financial institutions as well) in anticipating and preparing for the eventual market shift toward fully integrated commercial loan processing."

"AFS is the most well established of the commercial loan system vendors, and the firm dominates the market for domestic loan systems.... During this period of rapid consolidation at large banks, AFS has been able to capitalize on its already dominant position, proving the axiom, The strong get stronger.... During a merger, in the unusual case when AFS was not the core domestic loan system at the acquiring bank, it became the system of choice.... AFS has maintained a competitive product that is among the most fully featured and functional available."

"We chose AFS after reviewing virtually every provider. I would recommend AFS to anyone who wanted to be with the technological leader in the industry."