Market Insights

Drawing on more than 50 years of industry experience and the Credit Risk Navigator database, we take a look at the recent commercial lending and credit quality trends. If you have questions about the data or want to learn how AFS can help, contact Doug Skinner, Director, at 484.875.1562 or dskinner@afsvision.com. 

Market Insights 6/20/22
This month brought mixed messages to the market. Rising interest rates, the start of the Fed’s quantitative tightening, soaring energy prices, record-breaking inflation and talks of recession, to name a few. This month, we discuss the view from the customer, including their concerns about inflation and the rising cost of business.  We also look at recent trends in delinquencies and bank loan loss provisioning, and discuss headwinds facing commercial credit quality. This video is a snapshot of first quarter lending trends using data from the RMA Credit Risk Navigator, powered by AFS. While industry loan-to-deposit ratios remain a headwind to earnings, the Fed embarking on a tightening cycle should help move net interest margins up as the economy continues to recover.
 

Market Insights 3/29/22
This video discusses the Fed’s recent increase in interest rates and movements in the yield curve, and using the data from the AFS Pricing Service, how banks’ commercial loan portfolios are positioned to respond in the coming months.  
Market Insights 2/29/22 
The biggest takeaway this month is that, despite significant market volatility in January, credit markets continue to remain calm.
Market Insights 2/02/22 
Drawing on more than 50 years of industry experience and the Credit Risk Navigator database, this month we take a look at the recent commercial lending and credit quality trends.