About AFS

A Trusted Partner

Who We Are

A trusted partner for innovation and execution.

Our focus is 100% on commercial lending with technological innovation based on financial expertise.

Automated Financial Systems, Inc. (AFS) is the industry leader in commercial lending servicing for financial institutions. For more than 50 years, we’ve committed to a singular focus—delivering innovative solutions to transform commercial lending by enabling growth and delivering the ultimate customer experience for our clients. Our success is evidenced by the longevity of our average client relationship of 20 years, with some relationships reaching back more than 40 years.

Our strategic focus and investment clarity means we will always have the solutions, execution expertise, and market insight needed to mitigate risk, reduce costs, and increase revenue for our clients.

Integral to the core AFS lending solution are the unique benefits we provide. From de novo to regional to global institutions, AFS clients depend on our:

  • Real-time, single system processing platform with multibank, multilingual, multicurrency capabilities (learn more)
  • End-to-end integration with built-in APIs and web services (learn more)
  • Complete credit lifecycle from origination through decisioning, closing, booking, servicing, recovery, and reporting (learn more)
  • Cloud-ready delivery options (learn more)
  • Commitment to investing in continuous improvement, innovation, and market leadership (learn more)
  • Recruiting, employing, and retaining the industry’s premiere assembly of financial services and technology experts (learn more)
  • Proven ability to deliver on our promises—on time and on budget—and minimize the risks inherent in implementing new technology (learn more)
  • Our long-standing client relationships (learn more)

AFS provides competitive advantages by delivering the only fully integrated lending system designed to process multiple portfolios, including small business, middle markets, commercial real estate, capital markets, wealth management and other specialty lines of business—all on one system. Because the AFS single-system solution is unique, clients gain demonstrable advantages in enabling omnichannel strategies, lowering operating costs, managing exceptions, mitigating risk, and accessing trusted data all while driving revenue and improving the client experience.

A privately held company, the AFS U.S. headquarters is in Exton, Pennsylvania, a suburb of Philadelphia.

No one else does what we do. Because no one else can. 

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Meet our leaders.

Our sole focus on innovating and revolutionizing commercial lending servicing solutions starts at the top. Dedicated to delivering transformative, cutting-edge technology, our leadership team leverages their extensive expertise in both finance and technology to drive our commitment to our clients. By guiding AFS in providing the most advanced solutions to the industry, our leadership ensures that choosing AFS as a strategic partner will help you meet your commercial lending goals—now and in the future.

Where to find us.

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North America

123 Summit Drive
Exton, PA 19341

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EMEA

Europaplatz 2/1/2 Regus Westbahnhof, BahnhofCity Wien West
1150 Vienna, Austria

Get in touch

Get to know AFS better.