About AFS

A Trusted Partner

Who We Are

A trusted partner for innovation and execution.

Our focus is 100% on commercial lending with technological innovation based on financial expertise.

Automated Financial Systems, Inc. (AFS) is the industry leader in commercial lending and credit solutions for financial institutions. For more than 50 years, we’ve committed to a singular focus—delivering innovative solutions to transform commercial lending by enabling growth and delivering the ultimate customer experience for our clients.

Our strategic focus and investment clarity means we will always have the solutions, execution expertise, and market insight needed to mitigate risk, reduce costs, and increase revenue for our clients.

Integral to the core AFS lending solution are the unique benefits we provide. From de novo to regional to global institutions, AFS clients depend on our:

  • Real-time, single system processing platform with multibank, multilingual, multicurrency capabilities (learn more)
  • End-to-end integration with built-in APIs and web services (learn more)
  • Complete credit lifecycle from origination through decisioning, closing, booking, servicing, recovery, and reporting (learn more)
  • Cloud-ready delivery options (learn more)
  • Commitment to investing in continuous improvement, innovation, and market leadership (learn more)
  • Recruiting, employing, and retaining the industry’s premiere assembly of financial services and technology experts (learn more)
  • Proven ability to deliver on our promises—on time and on budget—and minimize the risks inherent in implementing new technology (learn more)
  • Our long-standing client relationships (learn more)
group of business people talking in an office

AFS provides competitive advantages by delivering the only fully integrated lending system designed to process multiple portfolios, including small business, middle markets, commercial real estate, capital markets, wealth management and other specialty lines of business—all on one system. Because the AFS single-system solution is unique, clients gain demonstrable advantages in enabling omnichannel strategies, lowering operating costs, managing exceptions, mitigating risk, and accessing trusted data all while driving revenue and improving the client experience.

A privately held company, the AFS U.S. headquarters is in Exton, Pennsylvania, a suburb of Philadelphia.

No one else does what we do. Because no one else can. 

skyscraper reflected in office building

Learn why AFS is the leader in commercial lending.


Meet the Team

AFS Leadership

  • Jim Greenwood headshot

    Jim Greenwood

    Founder and Chairman


  • Richard Bare photo

    Rick Bare

    Chief Executive Officer and President

  • melissa-hofer photo

    Melissa Hofer

    Chief Operating Officer,
    Sr. Executive Vice President

  • DeanSynder-photo

    Dean Snyder

    Executive Vice President,
    Business Solutions Group

  • Rad Laney photo

    Radford Laney

    Chief Information Officer,
    Sr. Vice President


  • JohnDubil-circle-no tie

    John Dubil

    Chief Technology Officer,
    Sr. Vice President


  • Jeanne Anderson photo

    Jeanne Anderson, SHRBP

    Managing Director, HR and HIPAA Privacy Officer

  • Erica Brickus photo

    Erica Brickus

    Director, Human Resources and AFS DEI Officer


  • Amy McEldowney photo

    Amy McEldowney

    Controller, Director of Accounting Policy

  • BruceHerndon-Circle

    Bruce Herndon

    Director, Risk and Audit


Get in touch

Get to know AFS better.